Credit is an important tool that affects your ability to borrow money and access housing, and understanding credit is a modern-day survival skill!

Individuals who complete this class can apply for a no-interest, no-fee, $100 Credit Builder Loan from IRC’s Center for Economic Empowerment.

We will address the following topics and more:

* What is credit and how does it affect me?

* What is a credit score?

* How do I build my credit?

* How do loans and credit cards work?

* How can I borrow money to buy a car or house, pay for education, etc.?